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Terry Karaffa

Email: TKaraffa@oppbank.com

Cell: (406) 868-6495

Direct: (406) 604-7034

Fax: (406) 403-0371

NMLS#: 502116

Terry Karaffa has 18 years of experience in mortgage lending.  She was born and raised in Montana.   She is a graduate of MSU-Billings (known as Eastern Montana College back in the day) and holds a Bachelor of Science degree in tax and accounting.  She is well versed on a broad range of mortgage products and will work diligently to find the right fit for your situation.

Terry is involved with the Great Falls area Chamber of Commerce, as well as the Exchange Club of Great Falls and the Great Falls Realtors Association.


Opportunity Mortgage is a division of Opportunity Bank of Montana, founded in 1922.

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© 2020 Opportunity Bank of Montana. All rights reserved.
An Equal Opportunity Employer (EOE). Member FDIC. Equal Housing Lender 
NMLS 412554. Routing Number 292070806

1455 W Oak, Bozeman, MT  59715

(406) 586-2043    |    elliehelpdesk@oppbank.com

© 2020 Opportunity Bank of Montana. All rights reserved.
An Equal Opportunity Employer (EOE). Member FDIC. Equal Housing Lender 
NMLS 412554. Routing Number 292070806